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Notary Voices: The Worst of the Worst Signing Locations

A hoarder in a cluttered room filled with belongings

The mobile Notary and Signing Agent experience can be a bit like that of a rideshare driver, process server, or electrician: when you get called out for a job, you really don’t know where you are going and what to expect.

Most of the time, the signing location is nice and comfortable, and the signers are pleasant. But every once in a while, things don’t go quite how you would expect. That’s why in a recent “Question of the Week,” we asked our Notary community: What’s the worst place where you had to perform a notarization?

With 165 responses so far, your stories were eye-opening. Here are a few highlights:

Marta Hinojosa had a few memories she’d likely prefer to forget:

“In my 10 years as a Notary there’s been some crazy ones. Near a pig in a cage, at a home that had a mouse trap on the table as we were signing, in baggage claim at the airport, with a crying soon to be ex-wife and hubby, the list is endless!!”

Debbie Barnett recalls a situation that was downright puzzling:

“In a hoarder's home that reeked of cigarettes ... I asked for a table to sign the documents on and they pointed to their kitchen table. Problem was it had a jigsaw puzzle across the entire surface. Yeah, no, that's not going to work. They pulled out a folding card table and set it up on the patio instead. Much better than signing on a puzzle.”

Customer answers on Facebook community

For some Notaries like Jaime Chau, the situations are happening now, in real time:

“Today I had one in a house with 10 cats, 3 dogs inside and 9 peacocks, 13 turkeys, 2 horses and bunch of chickens, the smell and the noise surely drove me crazy, yet I still had to keep smiling and professional manner. As soon as I checked the docs after signing, I just rushed out of the house.”

And then there’s this gem from Jessie Calderon, in which apparently a few prayers were in order:

“(The signing was) Quite a drive out of town. It was getting close to dark and outside on fence was a sign that said ‘Stay Out!! You Must Have Permission First or You WILL be Shot!’ (I couldn't confirm the closing date and time but was instructed by the hiring company to go anyway.) My husband went with me because he wouldn't agree for me to go so far away from home by myself. When we went through the gate my husband did the sign of the cross! Lol.”

And then there’s Courtney Burbank, whose unusual signing location was a gift that kept on giving:

“My carport, in the middle of a thunderstorm, in 2020, when Title Companies were to be shut down, but we still had to close loans. Between being a title agent, a tax collector, and a Notary, my carport saw a lot of traffic that year.”

Every week on social media we ask you — the nation’s Notaries — to share your experiences on our “Question of the Week” threads. With responses ranging from the highest highs to the lowest lows, the Notary community gives us a glimpse into what day-to-day life is like for Notaries everywhere. We’d love for you to join in the conversation! Look for our “Questions of the Week” on the National Notary Association’s Facebook page. We can’t wait to hear your stories.

Note: Some responses above were lightly edited for grammar, style, and clarity.

Phillip Browne is Vice President of Communications at the National Notary Association.

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26 Comments

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Lynn Perry

28 Aug 2024

Boy am I grateful that I haven't any horror stories but I enjoyed laughing at the extremes and glad that nobody has been seriously hurt! It is scary out there....

Nora Flores

24 Aug 2024

The most memorable notary experience was a signing that was 45 minutes away. When I arrived two dogs were loose in front yard. They barked and I had to wait for signer to restrain them. Signed was 18 years old living in a dilapidated home. When I entered it was dark and flea infested. I believe there was no power in his home. I suggested we go to nearby restaurant to sign. He had no vehicle. So, I drove him and bought him lunch. We got the signing done! I drove him back to his home. I had to deflea my car.

Lola Welty

21 Aug 2024

To georgia.henderson: I am 73 and have been doing this for 4 years. I love it. I meet a lot of nice people and never once in those 4 years have I ever felt threatened or afraid of the clients. I live in a rural area and I am offered up to 8 -10 closings a week. I choose not to do that much. I am happy with 4 or 5 a week. I have had some interesting stories as well. But I laugh it off because I know it doesn't happen often.

Margaret Hillhouse

20 Aug 2024

The worst signing I had was in a trailer that reeked of cigarettes. The man smoked continuously and was very sick from smoking. I asked if we could go to his patio where there was more air circulating and we did, but he still smoked. The trailer was a mess, but at least I got the job done. Sometimes, it's hard.

Margaret Hillhouse

20 Aug 2024

To the person who is 74...Yes you can get work. I'm 71 almost 72 and I get a lot of work and I think the signing companies like people who are older and mature because they show up. They may not know your age, but the presentation of yourself helps them to know you can get the job done!!

Laura

20 Aug 2024

I have been doing the signings for years now. You can imagine some of the things I have encountered. I will give you a brief on some of them. If your my age you remember the Adams family show. Well I met a modern day family just like them, They were fascinating. Many with too many animals. I had a women that was wearing only a t-shirt, nothing else!!! I also had more then one with only a path to the work space provide. At the last one Piles of things were all around me. One pile fell over on me during my work. Anyway I have entertained the idea of writing a book..

Tetyana S

20 Aug 2024

I signed in the DELIVERY ROOM in the hospital . Title company wanted me to sign before last FEDEX pic up. I called to confirm an appointment and borrower told me that she is in hospital having a baby and she doesn't mind if I come and sign docs with her. It was VERY INTERESTING EXPIRENCE . we sign between her contractions and the nurses checking her blood pressure and her dilations

Lisette

20 Aug 2024

I had a signing on a Military base. First, the signers were 45 minutes late. Then we get inside, mother starts yelling at son who is asleep on couch and there is trash all over the floor from 3 dogs. Then we get to table, where it is just filthy and dirty panties sitting on it next to where I need to do the signing. Husband eating Chinese to-go and eating like an animal, wife arguing with him about her being afraid he will steal all the proceeds if they put money from sale in joint account. Truly a disastrous household. I hope they clean the house soon, it is disgusting.

Maurice Coble

20 Aug 2024

Signing in roach laden shotgun shack atop folding card table. Could not leave briefcase on floor to keep roaches from getting in. Highlight of closing was Signer relieving himself in urinal under towel underneath card table without forewarning me of his intent.

Bolden

20 Aug 2024

Once on a trash can lid outside the garage because the wife did not want to possibly get covid in the house. It was windy and had to chase a few papers. I suggested the Starbucks a block away but they declined...Closed on a porch when it was raining heavily outside because the borrower did not want me to see the inside of the house. Had to shield the rain so my back got very wet. Doc's stayed dry! Lol...

Sharon Miller

20 Aug 2024

Wow, great comments! I did not see one where you had to walk in dog poop from the time I entered the front door until I reached the signing table. Yes, dog poop. I did not realize I was stepping in poop until I was leaving. I did feel something soft and slimy under my feet, but I did not look down. The entire house was a smelly and a mess so my main focus was get the signing done and get out. was open until the time you left. Yes poop, dog poop, fresh dog poop. Throughout the walkway from the front door to the signing table, I did not realize what I was stepping in until I was getting ready to leave, I did see Several tiny dogs walking around. But I did not realize I was walking in dog poop. After I got outside, I took my shoes off, put them in a bag and put them in the trunk of my car. When I arrive to the next house, I put the shoes back on but refused to walk inside with my shoes on. The lady insisted that I keep on my shoes and then I had to explain my shoes was not allowed.

Tiffany Toler

13 Jul 2024

The Junkyard: NWNC Sometimes these locations are really down in a Hollar. I check Google Earth now before accepting. The road started as asphalt, then hardpack, then big gravel, then little gravel, then dirt, and each time the substrate changed, the path got narrower. It eventually was about as wide at a goat track, but with just 2 lanes. That's when the junkyard started, on BOTH sides. Buses, tractor trailers, more buses, tractors, autos, trailers, and all manner of accompanying parts, and fluid bottles, barrels (of?) packed the landscape. I'm going to guess there were thousands of vehicles, and Farm tools. I'm getting seriously Hatfield vibes here. This when on for an entire mile. Finally I reach 4 structures, all mostly similar, and had no Idea which one I was supposed to go to until! The 6 tiny weiner dogs came racing through the screen less screen door, and someone hollered from inside. This was a seller side cash closing which is about as small a package as we see these days. The resident sitting on a couch that had clearly seen better days in the 1960s, had a long white beard a huge beer belly no shirt and the stench of dogs alcohol and cigarettes was unbelievable. There was a bare bulb hanging from the ceiling, and the television was on as loud as it could go. When I say shack? This was the epitome of a shack. He moved a few empty beer cans to make space for the papers. The dogs were all over me, with the seller's reassurances that they were friendly. It was a nightmare, I showered for a solid 30 minutes when I got home. The place was about 18 Acres. I have no idea why somebody would buy this place, it had to be horribly contaminated with vehicle fluids. I no longer do loan signings at houses that are at the end of a wooded, private or hidden Road.

georgia.henderson@me.com

02 Jul 2024

I want to become a signing agent. Two careers are behind me. Now, at 74, I want to start again. I will soon begin the training. My question, do I have a chance of getting assignments at 74 and over?

National Notary Association

15 Jul 2024

Hello. It's certainly possible for you to find work as a Notary Signing Agent, although many Notaries report the market is fairly tough right now due to the current state of the economy. It also depends a great deal on whether you wish to work full-time or part-time. We suggest this article and video for guidance on getting started: https://www.nationalnotary.org/notary-bulletin/blog/2022/06/how-get-work-new-notary-signing-agent

David A. Lombardo

01 Jul 2024

A few years ago, I drove through a horrendous thunderstorm to notarize mortgage documents. The location was near open farmland near Asheboro NC. I was dressed professionally with collared dress shirt and black dress pants and shoes. As I exited the car toward the farmhouse I quickly opened my umbrella and made a beeline toward the front door. Before I approached, I had to maneuver past puddles of water and clay like soil that had turned to what looked like mush. Then all of a sudden, two large German shepherd dogs ran from the side of the house and through the mushy clay and then proceeded to jump up on my pants. As I got closer to the door, I noticed that my once black dress pants were covered on all sides with clay imprints of their claws. When I met the borrowers at the door, they didn't even apologize but said that the dogs were friendly and would not bite. Needless to say, I had to make a trip to the dry cleaners the next day.

Miguel Hipolito

01 Jul 2024

The weirdest one was at a rest stop right off the highway and the most uncomfortable was on the hood of the car in the middle of the afternoon with not shade and it was 100 degrees!!

LENORA MARQUEZ

01 Jul 2024

I live in a rural type of area with an Army Military Post & Training Center and in town a Marine Military Post and 85 miles from a Navy Military Post all of which I have been doing for 19 years. I have had clients coming to meet me in their various military vehicles on dirt roads, streets, parking lots, residences, Burger King, Popeyes. One day during a rotation of units there were so many heavy-duty semi-trucks hauling tanks etc. all needing visitors passes, plus me also needing one, that security told us it was going to take 4hrs to process all of us so we could get thru the gate. Couldn't wait that long so client and I drove to a different open field area and signed docs in my car. One time I missed a military field exercise by 5 minutes. They waited until I was out of the area to start their exercises. Many times, I have a client with a POA because one of the parties was over-seas or in a different state and they were signing for them. I called one client to confirm the appointment. Turned out they were in a different country right then.

Diane M. Wagner

01 Jul 2024

When I worked at a hospital I would sometimes be called to acknowledge a signature in the neuro department where half of the patients were unconscious. I got used to declining if I felt the person signing was completely out of it.

Joan Stanley

01 Jul 2024

During COVID I performed a loan signing assignment in the client's home garage - with the doors open during a snow storm. IT WAS COLD! Took four hours for my toes to feel they had finally defrosted afterwards!

Alilly

01 Jul 2024

New to the Notary/ Signing Agent experience. I worked in healthcare for many years so these stories seem pretty normal to me. The more ridiculous and odd the situation is the better I feel I went into the right career.

Sherry Harrison

01 Jul 2024

I had a title company send me to a nudist colony with no warning. I did that closing standing up.

Joe

01 Jul 2024

I love the stories! Lol

Lee dike

01 Jul 2024

During Covid lock down, was confronted with 50's female who wanted to complete loan docs in back seat of her car ??? I of course had to decline !

DEBBY MATHES

01 Jul 2024

I have started keeping a clipboard w/me for those interesting moments. One location was so deplorable that I did report them to CPS. The door would barely open, there were several animals in the home along with 2 small children. The filth and smell were almost more than I could handle. She pushed back on the kitchen table so there was space for the paperwork. After everything was signed, they left me to get out on my own. I could barely pull the door open myself and I knew that if there were a fire in that home those children could not get out. There was a home in such bad shape, that there wasn't anywhere to sign documents. The walls were down to the wood slats, there wasn't ample furniture to sit upon so I sat in their wheeled walker, and placed the documents on the thickest item I had w/me for signing. The one that always surprises me is when they want to meet in a restaurant to sign personal documents. There is nothing private in those locations at all.

Debra

27 Jun 2024

I decided long ago, that I will only notarize for work purposes. I don't feel confident enough, especially these days with AI and fraud, to notarize true and accurate documents. Glad we cannot notarize for family, as that saves heartache. I don't advertise that I am a notary. When I retire, I will surrender everything to the State.

Carla Rodriguez

25 Jun 2024

Jessie Calderon's story took me out! LOL! Sometimes, you need the Lord's backup - this is true! LOL! I'm a new notary and reading these stories, I do wonder, what did I get myself into! Life is definitely an adventure!

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