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Is this Notary request legal or illegal?

State rules for notarization are complicated, and it’s not always easy for Notaries to tell if a customer’s request is OK to perform or a violation of the law. Take our quiz and see if you can spot which of the following requests are legal for Notaries and which ones are not. (Full answers with explanations are below).

Answers

Your boss stops by your desk. “I’m meeting an important customer this weekend and we have a business contract we need to finish,” he says. “Can I borrow your Notary seal so we can wrap this up by Sunday? I’ll return it first thing Monday morning.”

Is this request legal or illegal?

Show Answer

Answer: Illegal. No one may use a Notary seal except the commissioned Notary named on the seal. In the wrong hands, a seal could be used to make a fraudulent document appear genuine. Also, many states have rules requiring a seal to be stored in a secure place when you aren’t using it. Failing to secure your seal by letting someone else access it could leave you open to additional legal and financial penalties, or even cost you your commission.

In this case, you should explain to your boss that state law prohibits anyone but you from using your official seal. You could offer to meet the boss and customer to perform the notarization on Sunday or suggest the boss contact another Notary to attend the appointment.

A customer wants you to take an acknowledgment on a signed letter. When she hands you the letter, you see there’s a signature on it. “I already signed it to save time,” she says. “I’ve got my ID and everything. Can we just go ahead with the notarization?”

Is this request legal or illegal?

Show Answer

Answer: Legal. An acknowledgment requires the signer to appear in person before you to acknowledge signing the letter for its intended purpose and, as the Notary, you to positively identify the signer making the acknowledgment. The signer has the choice of signing the letter before appearing before the Notary or signing it in your presence. Notaries are permitted to take an acknowledgment if the document was signed before the signer appears before you.

You are asked to meet a document signer at their home. As you sit down, the signer looks embarrassed. “I’m sorry, I lost my driver’s license last week,” he says. “But I have a photocopy that I made just in case I lost the original. You can accept the copy instead, right?”

Is this request legal or illegal?

Show Answer

Answer: Illegal. While state ID rules for verifying the identity of document signers appearing before you for notarizations vary, no state allows signers to present a copy of an ID in place of the original ID. You have no way of knowing if a copy has been altered or changed, or if it in fact is a copy of their lost driver’s license. Furthermore, a copy lacks state-issued security features like raised text or holograms that you can use to check if the ID is genuine.

In this situation, you should postpone notarizing until the signer can provide an acceptable alternate ID or bring one or more credible witnesses who can identify the signer if state law permits it.

You are at a nursing home performing a notarization for a senior signer. The signer is agitated and appears uncomfortable. He asks you to explain to him what the document means before he signs it. Once you do so, he is willing to proceed.

Is this request legal or illegal?

Show Answer

Answer: Illegal. Notaries who are not qualified attorneys are not allowed to answer legal questions about a document or explain its legal effect to signers. This is known as the unauthorized practice of law, and it is illegal in every state.

In this case, since the signer is reluctant to sign and appears confused about the document’s meaning, you should postpone the notarization until the signer has a chance to ask their attorney to answer their questions.

David Thun is the Editorial Manager at the National Notary Association.

View All: Quizzes

65 Comments

Add your comment

Blondie

23 Jan 2025

This was a very good short, concise lesson. Yes would like to see more like this. Just for a bit of clarification, what's the main difference in acknowledging and notarizing? I've read the answer a couple times but...

Karen D Jennings

22 Jan 2025

Much needed. Would like to see more quizzes and questions like this!

Vasudev N Dave

22 Jan 2025

It’s great to refresh quiz questions. It safeguards too.

Tomi Clarke

22 Jan 2025

good refresher

Kara

22 Jan 2025

Love this so much! It reinforces us, so thank you! Keep them coming!

Christian Miley

22 Jan 2025

Got all correct!

Bellerive P Dejoie

22 Jan 2025

Excellent refresher; it's like a mini professional development.

Toni

21 Jan 2025

This quiz was great! I haven't been doing this long, and would love more quizzes to help me learn more. Thanks!

Lori Harris

21 Jan 2025

Thank you for all the tips! It's much appreciated!

stevenransom725@gmail.com

21 Jan 2025

This quiz was very helpful.

Latonya

21 Jan 2025

I appreciate these scenarios and short quizzes, which help to keep us aware of different situations when notarizing documents. We can all use refreshers.

annette

21 Jan 2025

January 21 2025

Dana Epperson

21 Jan 2025

Thank you for keeping us on point!

Annette

21 Jan 2025

Thanks January 21, 2025

Annette M Regan

21 Jan 2025

Thank you for your assistance

Annette M Regan

21 Jan 2025

Annette

Annette M Regan

21 Jan 2025

Yes I would lo

Linda Elliott

21 Jan 2025

Great test questions are good reminders. Thank you for testing out judgement and decisions

Melissa

21 Jan 2025

I have had my license for many years and found this quiz a welcome refresher. Would appreciate more. Thank You

Charnel Carter

21 Jan 2025

Very helpful! Thanks

Monica K.

21 Jan 2025

I like these quizzes. They help!

Annna Reyes

20 Jan 2025

I thought since I had explained to him what it said it was ok to sign but I understand why not

Isabel R Negron

20 Jan 2025

Excellent quiz. I would love to get more of this type

Isela Caples

20 Jan 2025

Absolutely love these quizzes. 🥰

Petal-Dawn Staples

20 Jan 2025

Thank you for this quiz. I look forward to more.

Steve L Butts

20 Jan 2025

Great for refreshing one’s memory! Always good to stay on one’s toes when performing Notary services of any type.

Harriet

20 Jan 2025

These refreshers are great to keep the saw sharpened. Thanks.

PK Trashkey

20 Jan 2025

I loved the refresher because it reminded me that I must read everything carefully. Never assume.

Denise

20 Jan 2025

So, it would help to add the fact that in the hypo I'm not an attorney, because I am, and while I would address the situation about forming an attorney-client relationship with the person, I answered it as me, not as the royal we.

Guillermo Reyes

20 Jan 2025

question 4, he is asking to explain and not to give him advice. If you are signing a power of attorney, you are explaining what the form is, you are not giving him advice.

ANA TELLO

20 Jan 2025

I was under the impression that the person involved needed to sign the document in front of the notary.

Olga

20 Jan 2025

Thank you!

ROBERT PAVONE

20 Jan 2025

THANKS VERY INFORMATIVE

Esther Ramsey

20 Jan 2025

Awesome refresher

NelsonThomasbey

20 Jan 2025

Thanks for the 4 basic test.send more if you can I want to become a notary.

angie.carolynbryant.cpa@gmail.com

20 Jan 2025

I am a new notary and I appreciate these quizzes. Great information.

tonja@jesaitislaw.com

20 Jan 2025

Thank you for the refresher quiz. Keep them coming.

Lakisha

20 Jan 2025

Definitely enjoyed the continuing education quiz

Felicia Miller

20 Jan 2025

Regarding question 2. California requires the notary to witness the signature.

bellviewbaptistpensacola@gmail.com

17 Jul 2024

I love refreshing my memory by retesting. Great Thank You!

Rebecca Longoria

15 Jul 2024

Great refresher, thank you!

C.J. McCluskey

21 Apr 2024

This was a great quiz! Thank you so much. I look forward to more. It's always good to stay challenged and on top of the serious nature of our profession.

Salwynne

30 Mar 2024

Thank you kindly😊

Kristie

20 Feb 2024

Regarding question #2, can a CA notary notarize a letter? I've never been asked but I'm curious if we're even allowed to do so. Thanks!

National Notary Association

21 Feb 2024

Hello. A California Notary may notarize a signature on a letter provided the requested notarial act is authorized in California and the notarization request meets all requirements of CA law.

James

12 Feb 2024

This was helpful, thanks.

Shelby

07 Feb 2024

Thanks that was fun and I appreciate the opportunity to test my memory of the rules.

Cassandra Stevenson

07 Feb 2024

I am an attorney, so I answered #4 that the notarization could proceed once the client was aware of the documentation and what it meant.

Wilner Michel

07 Feb 2024

no comment

Sal Gonzalez

07 Feb 2024

I love the creative way to refresh our knowledge as a notaries. Outstanding job. Thank you.

Yukita Manuel

06 Feb 2024

I love this but I disagree with #2 I feel document should be signed in front of the notary period.

Jackie Beverly

05 Feb 2024

Very helpful keep them coming. 😊

Pamela Simmons

05 Feb 2024

I have had my license for at least a year and found this quiz a welcome refresher. Would appreciate more. Thank You

National Notary Association

06 Feb 2024

Glad you liked the quiz! We have more quizzes coming soon.

Pratima Yadav

05 Feb 2024

Is reading the document by notary same as explaining the document. Might be a silly question but just don’t want to make any mistakes Thanks

National Notary Association

16 Feb 2024

Based on what you’ve described, we think it would be best if you contacted our Hotline team by phone and provided them with a more detailed description of the situation. The NNA Hotline: 1-888-876-0827 Mon – Fri: 5:00 a.m. – 7:00 p.m. (PT) Saturday: 5:00 a.m. – 5:00 p.m. (PT) If you’re not an NNA Member or Hotline Subscriber, they will provide you with a one-time courtesy call.

Melissa

05 Feb 2024

.Thanks

Ann Forman

05 Feb 2024

I agree with June. It didn't state it was a legal document. If it were I would have answered this correctly.

Monti

05 Feb 2024

I too misread this one. I thought the person wanted the document to be read to him or her, that we can do but by no means explain it to them.

Thomas Garrett

05 Feb 2024

Thank you for this important and vital information!

June Robinson

05 Feb 2024

Oh, I misread the questi I n. I thought it smwas saying the signer asked the notary to read the docume t to him. Then, he agreed to sign it. I know we are.not allowed to explain what the document means. Thanks so much for the clarification.

Mahasin Beyah

05 Feb 2024

This quiz was very helpful, I am a new notary so this helps me in making the right decision in my role as a notary.

Marion Sylvester

05 Feb 2024

I was under the impression that on documents we notarize, it was necessary for us, as notaries, to physically see the signer sign the paperwork.

National Notary Association

05 Feb 2024

Hello. For a jurat, the signer must sign the document in the Notary's presence. For an acknowledgment, the signer may sign the document before bringing the signed document to the Notary to be acknowledged.

desaikshama1@gmail.com

21 Jan 2024

Thanks -Jan21, 2024, 9:00 pm

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