Updated 9-4-24. I come from a family of entrepreneurs, so it wasn’t a surprise to them when I left a corporate job to start my own business. After trying a few other at-home business ideas, I knew I had found the right one when I became a Notary. I started my Notary business, “Sealed with Integrity” in 2014 and I haven’t looked back.
You may be surprised to learn that 90% or more of my Notary work is general mobile Notary work instead of Signing Agent assignments. That might surprise some Notaries, but I can tell you with confidence that you can make a living without focusing on loan documents.
But I won’t sugarcoat it — it took a lot of work and I’m still putting in a lot of effort today. Here’s how I did it.
- Plan before you start your Notary business
- Factor in time and state laws when setting your fees
- Be willing to work with other Notaries
- Market yourself without being too pushy
- Never stop your Notary education
- You MUST put in hard work
Plan before you start your Notary business
Being a Notary fit my life very well, but I didn’t enter into this business blindly. Preparing a business plan and doing research before I started was essential. I did homework to find out how many Notaries were working in my area and what services they provided and most importantly, I listened to the people around me who would become my customers.
In every conversation I had when I was dropping my kids off at school or running errands, I looked for ways my Notary business could help them, and what other types of non-Notary services they needed so I could offer those along with notarizations.
That’s how I expanded my business to include mobile Live Scan, fingerprinting, and passport photo services along with mobile Notary appointments. Again, I didn’t add these services just because a competitor down the street had them. I listened. I observed. I researched the market. What worked for me in the past may not work for you today — every Notary’s market is different. For example, if I were just starting out in my area today, I wouldn’t invest in a Live Scan operation because of the cost and number of competitors in my area now. But when I started, the situation was different, I had time to get established and it paid off for me. So don’t just copy what other Notaries have done in the past. Find out what services customers need today in your area and tailor your plan to meet their needs.
Don’t get discouraged if you don’t make a profit immediately. It takes time and patience to find new Notary customers and grow your customer base. Even with all the planning, researching and listening I did, I still lost money the first year of my Notary business. But I stuck with it, because I knew I could make it a success.
Factor in time and state laws when setting your Notary and service fees
One reason I lost money that first year was I failed to make an important calculation: What should I charge based on the time I need to put in?
I now know what it will take to make a notarization worth it for me, and it’s critical I account for the time it will take. For example, if I’m paid $50 for an assignment and it’s going to take me 30 minutes total travel and notarization time, then I know I’ll make a profit. But if the task would take much longer, the same fee might not be worth it, because the task could tie me up and leave me unavailable for assignments later the same day.
Many other Notaries base their fees only on specific services they offer or material costs. They don’t consider the time needed for appointments may be as important as the cost of office supplies. In other words, they don’t factor in the value of their time.
It’s also important you know and follow the rules of your state regarding travel, service and Notary fees. In California, I can charge $15 per signature, and I can also charge for other things such as mileage and materials. In other states, fees aren’t as high and not every state allows charging Notary travel fees or other services. Make sure you know your state’s rules regarding charging for Notary services before you set your price list.
Succeeding with less Notary Signing Agent work
Though I am a qualified Notary Signing Agent, I don’t take many NSA assignments, mainly because the fees and time commitment don’t suit my business. Many loan documents can require dozens of signatures. Because of the nature of NSA work, this means I may not get the same amount of money for a loan signing as I would if I were notarizing the same number of signatures for a general mobile Notary job. It may also take me longer to complete the NSA assignment, cutting into the bottom line on time I’ve set for myself.
Working with other Notaries can help instead of hurting you
I’ve talked a little bit about competition. I have competitors, in a general sense, but I actually see other Notaries in my area as my colleagues. I have a good relationship with Notaries at the local UPS store. I refer customers to them when I’m not available, and they do the same for me. It required a big change in how I thought as a Notary businessperson to see other Notaries as potential allies, but it has paid off. Today I have a strong network of other Notary colleagues, and by giving them referrals and helping them with their notarizations, I have cultivated more potential future customers or and good word of mouth — one of the most valuable ways to market your business.
How I market my Notary business without being too pushy
I do market my services in a lot of other ways. I have a website, and I do go to networking events where other businesspeople or potential clients want to learn about what I do and the services I provide.
But — and this is big “BUT” — I’m careful not to be in full-on pushy marketing mode in day-to-day conversations I have with people around town. Instead, what I do is just try to be a good neighbor and citizen. For example, I volunteer in the community because I care about my neighborhood, friends and neighbors. People know I’m a Notary — I don’t hide that fact — but they also know that I’m a genuine, honest person who they can trust and that I’m not volunteering just to market my business. The old adage of “you do business with the people you know” is really true.
Never stop your Notary education
An adage I live by is, “Once you stop learning, you stop growing.” That is so true for a Notary business.
I take every Notary education opportunity I can, even if I already know the subject. There’s always some nugget of information I pick up. I’ve also made some good contacts through these courses, particularly at the annual NNA Conference, which has allowed me to make some out-of-state contacts that have really helped out my clients or their families.
And it’s not just Notary education. I also take courses related to business subjects. This is how I’ve been able to keep growing since 2014.
To succeed as a Notary, you MUST put in hard work
Being a Notary isn’t for everybody. I can’t tell you how many people I’ve met over the years who have told me they’re a Notary, but who have never notarized a document. And that’s because they don’t think of themselves as a business person.
Being a Notary isn’t a get-rich-quick, easy path. You have to work at it. But if you have a solid business plan and put in the work, you’ll be successful.
Finally, remember that at the end of the day, you are there to serve your clients, and whatever you say or do, your clients won’t forget that you helped them and did it well.
Suzanne Salamy is a California Notary and the owner of “Sealed with Integrity” in Brentwood, California.
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