When I do loan signings in borrower's homes, do I need to make a copy of their identification? If so, how? And does it need to be sent back to the signing agency? — D. W., Texas
There are times when a Signing Agent is instructed to obtain a copy of the borrower’s ID while at a loan signing. When calling to confirm the signing appointment, the best practice is to instruct the borrower to provide a photocopy of their ID(s) at the time of the appointment. Then the Signing Agent may include the photocopy of the ID with the signed loan documents that are returned to the closing agent. The signer, not the Notary Signing Agent, should make the copy since the ID belongs to the signer.
Hotline answers are based on the laws in the state where the question originated and may not reflect the laws of other states. If in doubt, always refer to your own state statutes. – The Editors
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