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Quiz: Notary fee misconceptions

Notaries and signers alike are often confused about the rules for charging fees for a notarization. Take our quiz and see how many fee misconceptions you can spot.

Answers

1. How much are Notaries allowed to charge for notarizations?

A. Whatever amount is set by the Notary’s employer

B. Any amount the signer agrees to pay prior to the notarization

C. Up to the maximum amount allowed by state law

D. Notaries are not allowed to charge fees

Show Answer

Answer: C. A Notary may charge up to the maximum notarization fee set by state law. This can vary significantly between states — California’s maximum fee is $15 and Tennessee permits its Notaries to set their own fees.

2. If a document signer is identified by one or more credible witnesses, the Notary may:

A. Charge one fee for notarizing the signature, and another for administering any oaths to witnesses

B. Only charge the document signer a fee

C. Only charge a fee for any oaths taken by the credible witness or witnesses

D. The Notary must waive any fees charged

Show Answer

Answer: B. Some Notaries have contacted the NNA asking if they may charge fees if a signer must be identified by one or more credible witnesses, since the Notary must administer an oath or affirmation to the witnesses. The answer is no — only the signer may be charged a fee. Administering an oath or affirmation to a credible witness is simply part of the identification process, not a notarization for which you can charge a fee.

3. True or False. A Notary may always charge less than the maximum fee set by state law.

Show Answer

Answer: True. Notaries may choose to charge a lower fee to customers, or waive a fee entirely.

In Arizona, for example, Notaries may charge any amount less than the maximum or may charge no fee at all. If Notaries do charge for their services, the state recommends fees should “be consistent. That is, the same fee should be charged for each notarization.”

4. Which of the following is true about Notaries charging travel fees?

A. Travel fees are considered separate from fees charged for notarizations

B. It’s a good practice to contact a signer and agree on any travel fees in advance

C. Some states regulate how much Notaries may charge for a travel fee

D. All of the above

Show Answer

Answer: D. Rules for Notaries charging travel fees depend on each state’s laws, but a travel fee is always considered separate from the fee for notarizing. Some states, like Nevada, set a specific amount Notaries may charge for travel. Others, like South Carolina, do not set a specific travel fee amount, but require the Notary and signer to agree on any travel fees in advance. Even if not required by law, it’s a good practice to contact a signer and agree on a travel fee before the notarization takes place.

5. True or False. Notaries may never accept a fee to endorse products with their official seal.

Show Answer

Answer: True. Notaries are never allowed to use their commissions or collect fees to endorse a product. For example, if someone offered to pay you to use an image of your seal and say, “As a Notary, I certify that Bosco Waffles are a great-tasting product!” in an advertisement, you would have to say no, because you can’t use your commission that way.

David Thun is the Editorial Manager at the National Notary Association.

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94 Comments

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Jessie Joselyn Davis

18 Dec 2024

Loved this refresher thank you!

Shauna Spann

18 Dec 2024

Very good tool. Sometimes we learn so much that we sacrifice information to make room. I appreciate this.

Paulette T Borner

17 Dec 2024

This quiz was very informative for me as a beginner Notary thank you NNA I hope you have more of these to come.

Synthia Robledo

12 Nov 2024

This quiz was a very helpful to know to understand the program.

Linda Elliott

12 Nov 2024

Fun reminder, enjoyed very much. Thank you NNA, you are greatly appreciated. 🌺

christina Torres

12 Nov 2024

I would like to take the quiz

Linda Coulter

12 Nov 2024

I got got them all right. Perfect Score!!

Jackie

12 Nov 2024

I love these refresher questions keeps me accountable. Thanks

Terri Moore

11 Nov 2024

Nice reminder. Thank you.

TK

11 Nov 2024

5 out of 5

Adewale A Shodeke

11 Nov 2024

Outstanding refreshing quiz.

GislaTavernier

11 Nov 2024

I had did very good on the quiz. Nice refresher .

Ogai

28 Sep 2024

How can you make $200 on a remote loan signing when the maximum fee is $10 in the state where the loan documents are being signed. (Oregon). Can you also charge for document preparation, mailing a notarized original to the remote signer, a printing fee to print out the document and notarize it, and if multiple notarized originals are wanted for each signer can you charge each time you stamp an esigned document. Also can you charge a document fee for retaining a copy of the remotely signed document? Can you charge another fee for providing each copy of the remotely signed and properly notarized document to the signer if it's provided via snail mail.

National Notary Association

30 Sep 2024

Hello. For more information on the services Notary Signing Agents are paid for, please see "Notary Signing Agent Income" at this page: https://www.nationalnotary.org/knowledge-center/signing-agent-resources/what-is-a-notary-signing-agent. Please be aware that that the federal government strictly prohibits collaboration to set fixed fees for loan document signings, including price-fixing agreements, boycotts or attempting to persuade other Signing Agents to agree to charge an established minimum fee.

FayMc

01 Feb 2024

I don’t understand how it’s worth it, or how it makes any money. In Wi it looks like you can charge $5.00. How does that even pay for your monetary output or time ???

diannehinton65@gmail.com

16 Jan 2024

I did good on the test...

Rochelle P

26 Dec 2023

I don't agree with question #2, I think it's debatable. Oaths/Affirmations is a notarial act in Virginia. The state handbook does not specifically state what you're saying. By the signer not having sufficient ID, the notary is required to take an extra step of administering an oath or affirmation for the credible witnesses. Any fees charged is the responsibility of the signer. The notary cannot use the witnesses' ID alone, they must also administer an oath. I think the notary should be allowed to use their own discretion. If it's not allowed, then I think the SOS should make it clear that a fee cannot be charged for that particular step in the process.

National Notary Association

05 Jan 2024

Hello. Administering an oath to a credible witness in Virginia is part of the process for identifying a signer and is not a separate notarial act. “‘Credible witness’ means an honest, reliable, and impartial person who personally knows an individual appearing before a notary and takes an oath or affirmation from the notary to confirm that individual’s identity” (COV 47.1-2).

Phyllis GRIFFIN-HOWARD

08 Dec 2023

I am proud of myself. I love taking quizzes!!

Debra Vegeto

06 Dec 2023

Great questions and refresher.

Jennifer R Crawford

04 Dec 2023

Good Refresher. I was surprised I remebered all the answers. PERFECT SCORE!!

Shanel

04 Dec 2023

5/5. Proud of myself. I like taking quizzes are there anymore like this?

National Notary Association

05 Dec 2023

Hi Shanel! We're glad you liked the quiz. We will be publishing more quizzes in the Bulletin email in the future. You can also find more quizzes here: https://www.nationalnotary.org/notary-bulletin/blog/quizzes

Marion Bartley

04 Dec 2023

5/5 glad to know I'm up on this quiz! 😊 Thanks

Elizabeth Braziel

04 Dec 2023

Great refresher

Hector Ramirez

04 Dec 2023

Excellent quiz. I love the news letters. Very informative. These quizzes are a great idea, hopefully you do them more often!!

Christopher Schäffer

04 Dec 2023

I would like to see your justification for #2. Is this based on court precedent, or just on what you think is fair and/or ethical?

National Notary Association

04 Dec 2023

Hello. Fee schedules for notarial acts are set by each state. It is important to note that identifying a signer using a credible witness is a part of the notarial act being performed. Identification is NOT a separate notarial act and Notaries are not authorized to charge extra fees for verifying a signer's identity during the notarization process. Just as you would not charge a signer extra for presenting you with a driver's license while performing a notarization, you should not charge an additional fee for a signer using one or more credible identifying witnesses, who are essentially acting as "human ID cards." If you charged an extra fee to identify signers and exceeded your state's maximum permitted fee for the notarial act, you would be in violation of state law and potentially subject to disciplinary penalties.

Felisha gay

04 Dec 2023

Nice refresher.

Sarah

01 Dec 2023

I disagree with the answer to #2. In my state there is a credible witness affidavit which requires notarization. Therefore, I charge my state allowed fee for the affidavit and my state allowed fee for the forms the signer asks me to notarize. I'm required to sign and stamp the affidavit so why wouldn't I be allowed to charge for it?

National Notary Association

04 Dec 2023

Hello. To help us answer your question, can you please tell us what state you are commissioned in?

Veronica M

30 Nov 2023

Good quiz to keep be on my toes. Need more of those refreshers. Thank you!

Tiffany Boney

27 Mar 2023

I am a notary in the state of NJ. I am a bit confused by question 2. In the state of NJ we are allowed to charge a fee of $2.50 for oaths and affirmations. Although the credible witness may be necessary for the notarization the law does not specify instances in which a fee may not be charged. If I am performing an oath/ affirmation for the credible witness on behalf of the signer AND an acknowledgment/ jurat for the signer. Why am I not allowed to charge the customer for both the oath/affirmation AND acknowledgement/jurat needed to complete the notarization?

National Notary Association

28 Mar 2023

Hello. A credible witness is not a signer you are notarizing for. A credible witness is essentially a "human ID card" used to identify the signer. Administering an oath or affirmation to a credible identifying witness is part of the identification process and is not a separate notarial act that you may charge for.

Shirley sypult

19 Jan 2023

Great questions - excellent refresher to keep us on track. Thanks so much.

Sheryl D. Armstrong

11 Jan 2023

Good day: Notary Fee Misconceptions: The questions keep all of us abreast of what is up-to-date when laws are pending to change. Thank you for guidance.

Norma Alvarado

06 Jan 2023

The quiz is refreshing knowledge and very informative. I wouldn't mind taking more of these quizzes. Thank you for keeping me informed.

Georgia Kalampaki

06 Jan 2023

5/5 not bad

Moore Okeh

03 Jan 2023

Always good to recharge the brain after awhile.

Okon Bob

03 Jan 2023

Very interesting and educating questions and answers. Thanks for these additional information. Good job.

June Veasley

03 Jan 2023

Good refresher. I will be reviewing my notes

secameron52@gmail.com

03 Jan 2023

Great refresher, Thank you

AUDRALYN ODOM

03 Jan 2023

Good refresher!!!

Dolores D McPherson

03 Jan 2023

I took the quiz, and found it was very informative, in which will help keep me updated regarding fees.

Martin De Jong

02 Jan 2023

Why isn't the oath for credible witness chargeable to the customer? It's a notarial act

National Notary Association

10 Jan 2023

Hello. The credible witness is serving as the means of identification for your signer. You are not performing a notarization for the credible witness. The oath taken by the credible witness is part of the identification process, and is not a separate notarial act.

Letitia Negron

02 Jan 2023

It’s great to get a refresher thank you

Richard F Gorton

02 Jan 2023

Good quiz - bang on 💯 %. Should have quiz once a month.

BeautyQueenEternal@gmail.com

02 Jan 2023

The Quiz is more on informative and really fun. I can not believe I will have a 5/5 score in the quiz. Truly, with the Computer Direct input and electronic applications, the income for the Notary are less as compared in the past. Moreover banks are doing Notary for free which is taking down the possible income for Notaries. Is there a way to help our colleagues in this industry? Just asking. Anyway, Thank you for sharing.

Alicia Lozano Cardenas

02 Jan 2023

It true follow the rules

Cheryl Bailey

02 Jan 2023

I've been a Notary since 2003 in the State of Florida. It is always good practice to review your state's "Notary Laws" to keep up to date on any changes. Also, you can "Google" a question to find some of your answers for just about any state, and if you are still in doubt call the National Notary Association, they will be able to assist you with any questions. Their staff is very knowledgeable, and easy to talk to to get your answers explained.

Maria Valentina Marinescu

02 Jan 2023

What is the maximum fee for Illinois. Can the travel fee be charged together or must be listed as a separate transaction from the notarized document.

National Notary Association

10 Jan 2023

Hello. The maximum fee that may be charged by an Illinois Notary for any notarial act is $1. Illinois does not set regulations for travel fees. Statute does require Illinois Notaries to keep a record of the fees they charge for notarial services provided: “Failure to … keep records that can be presented as evidence of no wrongdoing shall be construed as a presumptive admission of allegations raised in complaints against the notary for violations related to accepting prohibited fees” (5 ILCS 312/3-104[d]).

Marie M

02 Jan 2023

Thank you for being there to keep us all sharp on our skills

Sheryl D. Armstrong

29 Nov 2022

Notary Fee Misconceptions: There may be various times when someone may want to verify or confirm fees for handling services; and it depends upon the state you live in what the fees will be. You must check for confirmation when in doubt. At times inquiries arise about fees that a Notary can or may charge for administering an oath or affirmation or by taking an acknowledgment or proof or execution? The positive answer is yes they can. Notary Publics in New Jersey may charge the following fees: Here are some examples: Administering an oath/affirmation $2.50/ea. Executing a jurat $2.50/ea. Taking proof of a deed (proof of execution) $2.50/ea. Taking an acknowledgment $2.50/ea. This is posted where all can see on the appropriate websites for your particular state. I hope this was helpful and informative. Have a prosperous day.

National Notary Association

01 Dec 2022

Hello. Please be aware that under New Jersey's new Notary laws, a new maximum fee schedule for Notaries is pending. You can read more here: https://www.nationalnotary.org/notary-bulletin/blog/2021/09/big-changes-new-jersey-notaries-october-20

Tiffany S Holmes

12 Jan 2022

As a new notary, these quizzes definitely help when in doubt.

Shirley Bolden

12 Jan 2022

Thank you! good info

serenityrosee@gmail.com

23 Dec 2021

Too easy, but it never hurts to keep our skills up.

Mariana

05 Nov 2021

Hello! I am not appointed yet but still in the process to open a small notary business. The maximum amount we can charge in Florida is $10 per notarial signature; however, may I charge additional fees and bill them separately as long as the customer agrees? For example the bill would look like this: Notarial Signature: $10 Additional Fees: $5 Total Amount To Be Paid By Customer: $15 Also, if allowed to do so; is there a maximum amount I can charge for extra fees? Thank you!

National Notary Association

19 Nov 2021

Hello. Florida Notary law states the following: “The fee of a notary public may not exceed $10 for any one notarial act, except as provided in section 117.04 (i.e., rite of matrimony fee) or s. 117.275 (online notarization fees)” (FS 117.05[2][a] and RMN). “An online notary public or the employer of such online notary public may charge a fee, not to exceed $25, for performing an online notarization under this part. Fees for services other than notarial acts are not governed by this section” (FS 117.275). “For solemnizing the rites of matrimony, the fee of a notary public may not exceed those provided by law to the clerks of the circuit court for like services” (FS 117.045). The current such fee charged by clerks is $30 (FS 28.24[24]). Please see this article for additional information on charging travel fees: https://www.nationalnotary.org/notary-bulletin/blog/2021/07/notary-travel-fees-across-united-states

Mia

30 Dec 2020

Thank you for your reply in the above comment. I am aware of the fees in Michigan. Many are confused as to what is considered the actual notarial act to charge the fee to. Do you consider the above comment as 1 notarial act or 3 notarial acts since it is 3 people? Some are saying that this would be charged as 3 acts x $10 fee & some are saying that it is just 1 act since the notary only signed/stamped once. And they would charge only 1 fee of $10.

National Notary Association

05 Jan 2021

Michigan law indicates “The fee charged by a notary public for performing a notarial act shall not be more than $10.00 for any individual transaction or notarial act” (MCL 55.285[7]). This means the fee is charged per notarial act, not per signer.

Mia

29 Dec 2020

Reply to above: Michigan. max fee is $10 per notarization. Is this considered 1 notarization or 3? As an example: I am acknowledging 3 different signatures on a POA form. They want a notary to witness their signatures. I will sign and stamp once. Does that notary charge per signature of how ever many people ($30) they are verifying or however many times they as the notary signs/stamps ($10)?

National Notary Association

30 Dec 2020

Hello. The Michigan Secretary of State's website (https://www.michigan.gov/sos/0,4670,7-127-1633_95527_95529_95663-509836--,00.html#Fees) states the following: "The MiLONA provides that a Notary may charge up to $10.00 for performing each notarial act. Additional fees for travel may be negotiated between the Notary and the client prior to the commencement of the travel. The total of all fees including multiple notarizations and travel should be disclosed and agreed to before performing any notarization transaction."

Mia

24 Dec 2020

I have a question: When I am notarizing a document that has 3 people that will be signing and I will be signing/stamping only once. How many notarial acts is on this document? Do I charge my states fee rate 3 times or just once?

National Notary Association

29 Dec 2020

Hello. To help us answer your question, can you please tell us what state you are commissioned in, and how many notarizations you have been asked to perform on the document in question?

Michele Field

27 Apr 2020

I have a similar question about passing on fees. I am a Florida notary and notarize a significant number of medical records affidavits. Can the physician's office - our practice - pass on the notary fee when the affidavit is required? A notary is not always in the office and at times fees are paid. Thank you for your help and for the training!

National Notary Association

28 Apr 2020

Hello. A Florida Notary cannot charge a customer more than the maximum fee per notarial act prescribed by Florida statutes.

Heather Meshell

20 Apr 2020

Can a notary pass along the credit fees related to ID verification and transaction credits? If my state limits my max cost $25 per notarization but it costs me $23 with the fees..it's not worth the trouble. Can I pass those fees along to the customer? outside of the $25 limit on notarization fee?

National Notary Association

21 Apr 2020

Hello. To help us answer our question can you please tell us what state you are commissioned in?

Mary A. Gallardo

16 Jan 2020

As a new Notary I don't change due to I only do it at work, although I it's good to know all this, Thank - You for the useful information.8d

abovenbyond2010@gmail.com

15 Jan 2020

Godd info to use as a refresher......

Gwendolyn Green

14 Jan 2020

Took the quiz. I enjoy these quizzes, because they keep me informed and are a good way to test my knowledge.

Jerry Lucas

24 Nov 2019

Notaries cannot endorse products in their notarial capacity. But a customer could write a testimonial as a notarized sworn statement. This could be useful to add credibility to the many fake online reviews. In the Old West, patent medicine companies used notarized customer testimonials as a form of advertorial marketing in newspapers. In the late 1800s, Dr. Williams Pink Pills for Pale People used notarized advertorials in 82 countries claiming a miracle cure for many ailments. I wrote a notary history blog post about it at https://abclegaldocs.com/blog-Colorado-Notary/notarized-testimonial-medicine-advertising-1898/

Ramesh Verma

15 May 2019

Please advise what amount of a travel fee, an notary from state of California, may charge.

National Notary Association

17 May 2019

Hello. California does not set the amount Notaries may charge for travel. However, the Secretary of State's 2017 Notary Newsletter states, "Other fees, such as travel fees and/ or loan signing fees should not be included as fees charged for the notarial service. You may note other fees charged in the additional information portion of your journal." We recommend that if you choose to charge a separate travel fee, contact the signer prior to the notarization and agree upon the fee in advance. For more information, please see this article: https://www.nationalnotary.org/notary-bulletin/blog/2015/06/five-tips-notaries-charging-travel-fees

Ramesh Verma

15 May 2019

This quiz was very interesting and helpful. I always enjoy quiz as it works as refresher.

Judith

14 May 2019

True or False. A Notary may always charge less than the maximum fee set by state law. You should never use the word 'always' in a question. Certain govt employees are not allowed to charge less, to say nothing of any agreement you may have with your employer

Ellis C. Collom

14 May 2019

I'm just starting as a notary. I'm retired and this seemed a good way for more income. Thank you for this site, it is great education.

Orquidea Wirges

06 May 2019

What's the maximum notary fee in Texas??

National Notary Association

07 May 2019

Hello.The maximum fees that a Texas Notary or the Notary’s employer may charge for a traditional notarial act are (GC 406.024[a]): 1. Taking an acknowledgment or proof: $6 for the first signature and $1 for each additional signature; 2. Administering an oath or affirmation, with certificate and seal: $6; 3. Providing a copy of a record or paper kept in the Notary’s office: 50 cents per page; 4. Taking a deposition: $6 for the oath, certificate, seal and other business connected with the deposition, plus 50 cents per 100 words; 5. Protesting for nonacceptance or nonpayment, register and seal, $4; each notice of protest, $1; certificate and seal to a protest, $4; protesting in all other cases, $4. 6. Certificate under seal not otherwise provided for: $6 7. Performing any other lawful notarial act: $6. “An online notary public or the online notary public’s employer may charge a fee in an amount not to exceed $25 for performing an online notarization in addition to any other fees authorized under Section 406.024” (GC 406.111).

Tracy Morowski

06 May 2019

This was great to keep us reminded of the small but important details of being a notary. I am looking forward to more of these. Very helpful!

Rick A Dover

06 May 2019

Great idea and quick refresher. Please continue.

Theresa Tanner

03 May 2019

Great refresher, thank you.

Delores Evans

02 May 2019

Thanks so much for the training, I need the information given, please give me more, I am willing to learn as much as I can, this is a good class. class.

Ramesh Verma

02 May 2019

It was good brainstorming exercise. I enjoyed.

Barbaa Sekerak

01 May 2019

Good refresher quiz!

Nichelle Russine

01 May 2019

The test was pretty easy except the question number 2 I don't get clients with credible witnesses much so that was a little tricky. The other questions were no brainers. I would like to take these more often to sharpen my skills.I actually enjoyed it.

National Notary Association

02 May 2019

Thank you Nichelle, we're glad you found the quiz helpful!

Sylvia Morales

30 Apr 2019

This questionnaire is awesome because it keeps me informed .tfQlLh

Wendy Taylor

29 Apr 2019

Took the quiz

Jennifer Brittenum

29 Apr 2019

Good information

Christie

29 Apr 2019

Surprised myself. Good questions and refresher.

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